Tanta
Free 2-minute quiz

How did you choose your KiwiSaver?

Take 2 minutes to find out if it's actually working for you. We'll tell you exactly what to look at — fund, fees, contributions, the lot.

Question 1 of 6 — pick the closest one ↓
How did you choose your KiwiSaver?
It just got put in / I don’t knowSo I could see it in my banking appFor best performance or lowest feesAn adviser helped me set it up

2 minutes · Free · Personalised result

The fund that grows your deposit is rarely the fund that should carry you to 65. We plan both halves — so neither falls between the cracks.

Phase 1

Building your deposit

From your first paycheck to picking up the keys — make every dollar work harder for your first home.

Typical age
Under 35
Fund profile
Growth or Aggressive
Timeframe
5–10 years
Plan my deposit
First home purchase
Phase 2

Building for retirement

After settlement, decades of compounding do the heavy lifting — switch back to growth and let the runway work.

Typical age
35 onwards
Fund profile
Growth or Aggressive
Timeframe
30+ years
Project my retirement
Run your numbers →Book an initial chat
After the house

After your KiwiSaver buys you a house, its biggest job starts. Make sure yours is up to it.

After the house, the settings that got you there might still be right — or they might not. We help make sure your KiwiSaver is always doing the best job for you.

01
The right fund for the next 30 years.
Most people leave their KiwiSaver in whatever fund they used for the deposit and don't touch it again. That fund did its job for an 18-month timeline. It's probably wrong for a 30-year one. We review where you sit and adjust if it's not pulling its weight.
02
Don't leave free money on the table.
Contribute less than $521.43 a year and you miss the $260.72 government top-up every July. Same with your employer match if your contribution rate's wrong — and the default rate just bumped to 3.5% in April. Both fixable in five minutes. Both worth tens of thousands over 30 years.
03
A plan that keeps up with your life.
Your contribution rate, fund choice, and goals shouldn't be set once and forgotten for 30 years. Pay rises, kids, second properties, career changes — they all change the maths. We check in regularly so your KiwiSaver keeps up.

The process

  1. Book a call

    A free 15-minute strategy call to understand where you're at.

  2. Review your KiwiSaver

    We assess your current fund, fees, and trajectory.

  3. Build your plan

    A clear strategy tailored to your first home or retirement timeline.

  4. Execute the switch

    We handle the paperwork and execute the fund change for you.

  5. Review annually

    We check in each year to keep your plan on track.

Quarterly research · Q4 2025

The Morningstar KiwiSaver Survey, translated for both stages.

Provider-by-provider commentary on Milford, Booster, Pathfinder, Generate, Goals Getter and Kernel. Plain English. What it means for buying a home, and what it means for the years after.

Read commentaryRead FAQs
TANTA · Q4 2025
KiwiSaver: getting both plans right
Provider commentary · Q4 2025 · 18 pages

What our friends say.

4.9 / 5.0from 58 Google reviews
★★★★★
“Chris is absolutely amazing! He makes the process stress free and explains everything perfectly! 100% recommended.”
Dana Hamlin
Google review
★★★★★
“Tanta came very highly recommended and after having worked with them, I can see why. Chris really came through on a particularly tricky purchase and got me in to my new home.”
Jacques de Villiers
Google review
★★★★★
“Anthony was knowledgeable and down to earth. He's helped to sort my insurance and KiwiSaver quickly and with great honest advice. Definitely recommend Anthony and Tanta!”
Jared Desvaux de Marigny
Google review

Real Google reviews from clients of Tanta. Past performance is not a reliable indicator of future returns.

Stop guessing. Start structuring.

45 minutes. Free. Written recommendation that covers both stages of your KiwiSaver.

Book an initial chat →